Many people envy us Swiss and our country.

In many aspects, people here on the whole basically behave in an exemplary manner. There, one of the principles is our grown culture of trust. Even the Swiss tax authorities respect this principle. This is why even the tax system offers numerous options for optimisation very deliberately. Thanks to a holistic analysis, it will therefore be possible to produce tailor-made taxation in the short, medium and long terms.

On the one hand, this applies particularly if there are any exceptionally large changes in assets upcoming, such as the release of liabilities, acquisition or sale of residential property, estate regulations, or the upcoming collection of pension funds on retirement. It is always advisable to prepare such changes in good time and to plan ahead in a holistic manner, if only from a tax perspective.

On the other hand, it is worth checking whether all tax deductions permitted by law have been properly utilised:

For instance, mortgage financing (imputed rental value / debt interest) and indirect mortgage amortisation should be checked against the third pillar (private pension scheme). Another check should be made for purchase options of additional retirement benefits (BVG). After that, the splitting of future tax on capital payments (second and third pillars) should be looked into. There, tax traps can be detected and avoided in good time.
The fact is that tax optimisation opportunities permitted by law in Switzerland are enormous. Thanks to such valid optimisations that are accepted by the tax offices, significant tax savings can be made over the following years.

VPZ will show you how to enjoy immediate benefits without major changes:

  • Checking of place of residence and its tax implications
  • Utilising all possibilities for tax deductions
  • Mortgage financing (imputed rental value / debt interest)
  • Checking of purchase options of additional retirement benefits
  • Splitting of future tax on capital payments (second and third pillars)

We will accompany you as completely independent advisors with a holistic approach from the very beginning. To this end, VPZ will offer uncomplicated support that is tailor-made for you.

Annette Benson von Vermögens Planungs Zentrum AG

For more information please do not hesitate to contact us by phone or by contact form:

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