“The cost trap of retirement and nursing homes” is a topic that is becoming increasingly popular, as old age and the need for care that often goes hand in hand with it result in ever higher costs. For wealthy people and their families in particular, this poses major financial risks. Many retirees are therefore looking for ways to protect their assets against the threat of retirement and nursing home costs.
Sooner or later, it becomes inevitable for many people in need of care to move into a retirement or nursing home, and in some cases into a private retirement home. Depending on the need for care, income and assets, this can result in very high costs. These can easily amount to up to CHF 100,000 per year.
You would like to pass on your savings to your descendants before some or all of your assets are consumed by care home costs. For these and other reasons, the question of solutions to protect assets often arises. There are many ways to do this, but which is the right one? Issues such as taxes, income, pensions, assets, gifts, but also advance withdrawals, marital and matrimonial arrangements, intergenerational contracts and possible insurance solutions need to be considered.
For sustainable asset protection – especially for your children – early, independent and professionally supported care home cost planning is essential.
Take advantage of this leeway and find an individual solution tailored to your life situation with one of our specialists. Together we will address the following topics:
As consultants who think holistically but are completely independent, we support you right from the start. VPZ offers you uncomplicated support tailored to your needs.
For more information please do not hesitate to contact us by phone or by contact form: